The law changes and, for once, protects employees

 

Washington likes acronyms when it comes to lawmaking and this new law is no exception. This is the Genetic Information Nondiscrimination Act (GINA) and this November sees it finally come into force. Because it affects both employers and the insurance industry, this has been a hard-fought change and was only signed into law last year. [...]

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Should you take out a loan to bail out your mortgage?

 

Everywhere you look, you see stories about the bailouts. It seems bankers, insurance companies and auto manufacturers can’t survive unless the government gives them tax payers’ money. This is one of those chicken-and-egg moments. If large companies go bust, that throws a lot of people out of work. The unemployed stop buying “stuff” at their [...]

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What to buy when your budget’s cut to the bone

 

Every time you hear from your insurer, it’s usually bad news. The premium is going up again, the percentage of co-payments is increasing, there are new exceptions to coverage on some of the diseases you thought were covered. As a result, there are nearly 48 million uninsured people in the US. Even the middle class [...]

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