Term life insurance is a simple way of protecting your dependents when you die. You pay a premium. If you die within the nominated term, the insurance company pays out. So what do you need to think about? Well, life policies are offered everywhere as part of your credit card or loan packages, through membership [...]
When buying their homes, most people never really think about the costs of insurance. Yet the building you choose has a direct effect on the amount of premium you will pay to insure it. Where you buy is critical. Should there be a track record of hurricane, tornado or flood damage in the area, many [...]
Often, people assume that life insurance is for the sick, those who know that they are soon going to leave us. But the reality is different-life insurance is just as much for the healthy as it is for the sick. Life insurance is for anyone who wishes to protect their family in the case of [...]
The auto insurance game is a tough one to play. Just when you think you have scored an amazing deal on your auto insurance, you hear that another agency is offering a cheaper rate, one with better quotes and amazing deals. Think about it: you spend your free day off of work driving around town, [...]
Every time you hear from your insurer, it’s usually bad news. The premium is going up again, the percentage of co-payments is increasing, there are new exceptions to coverage on some of the diseases you thought were covered. As a result, there are nearly 48 million uninsured people in the US. Even the middle class [...]

