When running a small family-based business having the right insurance plan can be a source of great benefits in terms of health coverage. This is especially important for the “spouse employee” situation. What is spouse-employee insurance? From the insurance point of view, a spouse-employee is the worker of a business who is a spouse to [...]
The magic letters stand for a Health Savings Account and this represents a different way of solving the health plan problem. In effect, the HSA is self-insurance with tax advantages, allowing you to pay immediate medical bills, save for the future and provide protection for when you retire. You start off with a High Deductible [...]
Most of us hesitate to change something in our lives. We give ourselves excuses and prolong things that could be done today – postponing them as much as we can. Why do we need to wait until the 1 of January to start something new? When it comes to our health we always wait. We [...]
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