What is umbrella insurance?

 

Your auto insurance policy has a limit. So does your home insurance policy. Limits may sound confining because they limit the insurance company’s liability in claims that affect your car or home, but they also benefit you because they limit your premium. After all, if you had unlimited liability from the insurance company, the premiums [...]

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The benefits of having spouse-employee insurance

 

When running a small family-based business having the right insurance plan can be a source of great benefits in terms of health coverage. This is especially important for the “spouse employee” situation. What is spouse-employee insurance? From the insurance point of view, a spouse-employee is the worker of a business who is a spouse to [...]

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What’s better – individual or group health plans?

 

Looking for a good insurance plan for insuring one’s health can be tedious and involves a lot of options to consider. Especially, when you aren’t quite good at insurance and didn’t get any plans on your own in the past. Insurance agents and brokers can use this confusion to their advantage and you can end [...]

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