In the event that two spouses are married in the regime of community of property is necessary to consider the consequences that may happen in the event of serious financial problems, debt with banks and with the tax.

In particular, the spouses must be made aware of both the legal responsibilities and ethical ones that may occur in a state of insolvency and in the event of economic problems that can undermine even the emotional relationship of the couple. So it is always better to prevent any problems and any form of friction caused by problems created by one of the two spouses.

First of all we show you what items (furniture and buildings) which are outside the communion of goods:

• Property owned by one spouse before marriage;
• Property inherited or received as donations, even after their marriage;
• Personal property of either spouse;
• Professional goods;
• Goods received from insurance and pension disability benefits;
• Goods exchanged or purchased by the sale of personal property.

In the event that the assets of a spouse who can not cover the debts with banks and financial authorities, the case that the creditors can claim against the other spouse.

The request of the credit but can only take place on common property upon which the charges levied (such as loans, mortgages, bills) and other methods of debt such as loans, bonds or bank loans turned in consent between husband and wife.

Finally, it is important to know that even if an asset is payable only to one of the two spouses, the same part in the communion of legal property and can be mortgaged or attachment.