Ideal tool for those who want to make sure you have for your car insurance cover that goes beyond the mere civil liability, and therefore covers the vehicle, for example, from injuries received in an accident that he himself was a cause.

For policy mini Kasko is in fact a particular type of policy Kasko which protects the vehicle only for collisions or conflicts with other vehicles during road.

To be entitled to compensation of the mini Kasko the vehicle and its driver must be identified, meaning that you must provide the number plate, but also the details of the driver. This is a restricted type of policy Kasko; why not protect the events not directly related to the collision with other vehicles. For this reason, in the prospectuses of many insurance companies, these policies do not call it mini Kasko but rather “policies collision.”

While Kasko bills, which are integer, the first or second risk, protect your car by events such as overturning or exit road, the mini Kasko is valid only when another vehicle is involved in the accident. It is the policy that protects the insured when it is the fault of the road. The policy liability is the traditional pay compensation only for damage caused to another vehicle. If the responsibility is instead attributed the accident to the insured, the other company is not required to pay any compensation for damages from the vehicle that caused the accident. Just to cover the gap insurance on damages suffered by the person who caused the accident, is the mini Kasko. It is not the only means of insurance needed for that purpose, but it is certainly one of the most cheaply. The other bills Kasko, in fact, have this coverage in them. But paying the prize that corresponds to Kasko you purchase the coverage for other events (out of road, overturning, vandalism, riots, etc), which are obviously different premiums. The mini Kasko is a cheaper and direct, to be taken into consideration especially for new license or for those people who most probably, from a statistical point of view, could cause road accidents.