2008 was a hard year for insurance.
The premium has declined, according to the NA estimates of 7%. Decline following the exact same the previous year. The total collected by the airlines was stopped so a 92 billion euros against 99 billion in 2007. Even the ‘R.C. Auto traditionally positive, has fallen to the lowest ever.

To be penalized last year were mainly life insurance. The awards are in fact, according to updated estimates of the companies, about 55 billion euros, a reduction of 11% over the previous year. The decrease was even more dramatic if one looks only at the new business life, decreased in 18.5%.

However, the less affected compartment damage, which in 2008 registered a smaller decline of 0.3%, about 37.5 billion euros. Inside the branch, however, was Rs. C. Cars that have had a more decided by a decline estimated from combining our companies, as much as 3%. The collection is thus dropped to 17.7 billion euros.

Dell’Isvap reporting data, for the first nine months of the year, the Ania highlights in particular for the RC Auto declined 3.1%, which is the strongest contraction since it was established the compulsory insurance for motor vehicles, ie since 1969. A negative record that also occurred in the presence of an increase in the fleet, the number of cars is still in short increased last year, while the receipts of the companies fell.

This means that the Italians have spent less (around 3%) to buy insurance and therefore the prices have fallen. “In 2008 – the president had stressed the NA, Fabio Cerchiai – Italians have spent less for their car. The fall of prices actually charged, which is increasingly distant from the tariffs, is the result of competition that drives the industry,” also push the rules introduced by the Bersani liberalization.