The magic letters stand for a Health Savings Account and this represents a different way of solving the health plan problem. In effect, the HSA is self-insurance with tax advantages, allowing you to pay immediate medical bills, save for the future and provide protection for when you retire. You start off with a High Deductible [...]
Archive for the "Insurance" category
When you live in a capitalist country, it’s easy to think that free market competition keeps the consumer safe. If anything goes wrong, the consumer can simply change to another supplier and, at a stroke, the problem is solved. Except life does not have to work in a fair way. When large insurance corporations are [...]
The world used to be such a simple place. Everyone had cars, gas was cheap and no-one thought twice about driving everywhere. Suburbs became exurbs and journey lengths expanded. Public transport wilted, and people added extra pounds of body weight as walking dropped out of favor. Now, the world has changed. Gas prices peaked at [...]
Americans are well known for their traditional road trips. But the ever rising gas prices force many drivers to consider various options of optimizing their gas mileage and get the most out of the least. Here are some useful tips that will help you to get the most out of your summer driving marathons and [...]
There’s a sobering saying, “The female of the species is more deadly than the male.” It first surfaced in a poem by Rudyard Kipling and achieved international recognition through the “shock shock horror” song by Space. Taken literally when applied to humanity, it suggests women are more likely to kill you than men. Except, when [...]
Obtaining health coverage after getting retired is the largest issue that workers, which have saved enough funds for early retirement, are facing nowadays. In case you’ve got enough health, or in case you already possess an individual or family insurance policy, consider yourself lucky. I doesn’t really matter how many clinical matters you’ve had, if [...]
This can sound pretty unfair for young drivers, but they are likely to pay the highest insurance premiums compared to other age groups just because they are considered to be maximum risk group on the road. Still, there are certain ways the teen drivers can get lower insurance rates: taking special defensive driving courses, modifying [...]
When you’re sitting at home worrying about the mounting pile of bills to pay, it’s easy to lose sight of the big picture. Fact is, just as you’re in a new world of hurt, there are other people hurting as well. In this case, the people are the inventors in the insurance industry. They all [...]
Just imagine: you are driving down the highway and a certain carrier attracts your attention. You almost get into an accident trying to get a better point of view. Probably you had one in college or it is one of those seen in your grandfather’s pictures, where he stood right next to it. No matter [...]
The US employers are well known for providing advantageous group insurance solutions to their employees. When you decide on group insurance in your enterprise, it is strongly recommended to hire an insurance agent or broker. It may seem like the same thing, however there’s a substantial difference between them. Insurance agents and brokers are different [...]
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